This Privacy Policy explains what information Budget Beyond may collect, how we may use it, how cookies and analytics may work, and how users can contact us about privacy questions.
Budget Beyond is a free educational website. We may use analytics, cookies, email tools, affiliate links, and third-party services to operate and improve the site.
We may collect information about how visitors use the site, such as pages viewed, device type, browser type, and referral source.
If you sign up for emails, we may collect your email address and use it to send resources, updates, or related content.
Analytics providers, email platforms, affiliate networks, and linked websites may process information under their own policies.
This Privacy Policy applies to visitors and users of Budget Beyond, including users in the United States and other locations where the website may be accessed.
By using Budget Beyond, you acknowledge that you have read this Privacy Policy and understand that your use of the website may involve cookies, analytics, third-party links, and other standard website technologies.
Budget Beyond may collect limited information directly from users or automatically through website tools.
Budget Beyond calculators generally work using the numbers you enter into the page. Calculator inputs are intended to produce an on-page estimate and are not meant to collect sensitive personal financial information.
Budget Beyond may use information to operate, improve, and protect the website.
Budget Beyond may use cookies, pixels, scripts, local storage, or similar technologies to help the website function, measure traffic, understand user behaviour, and improve user experience.
We may use tools such as Google Analytics or similar services to understand how users interact with the website. These tools may collect information such as device type, browser type, approximate location, pages visited, and referral source.
You can usually control or block cookies through your browser settings. Some website features may not work as intended if cookies or scripts are disabled.
If you subscribe to emails from Budget Beyond, we may collect your email address and use it to send educational resources, updates, calculators, guides, or related information.
Emails may be sent through a third-party email service provider. That provider may process your email address and related engagement data, such as whether an email was opened or a link was clicked.
You can unsubscribe from marketing emails at any time by using the unsubscribe link in the email or by contacting us at hello@budgetbeyond.com.
Budget Beyond may include links to third-party websites, products, services, apps, or affiliate partners. If you click a third-party link, that third party may collect information under its own privacy policy.
Budget Beyond is not responsible for the privacy practices, terms, content, or security of third-party websites or services.
You should review the privacy policy, terms, fees, and conditions of any third-party service before using it.
Budget Beyond may share limited information with service providers and tools that help us operate the website.
We do not aim to sell personal information in the traditional sense. However, some privacy laws define “sale” or “sharing” broadly, especially when advertising, analytics, or affiliate tracking technologies are involved.
If you are a California resident, you may have certain privacy rights under California privacy laws, depending on how those laws apply to Budget Beyond.
These rights may include the right to request information about certain personal information collected, request deletion of certain personal information, request correction, opt out of certain sharing or sale activity, and not be discriminated against for exercising privacy rights.
To make a privacy-related request, contact us at hello@budgetbeyond.com. We may need to verify your request before responding.
Budget Beyond uses reasonable efforts to protect information connected to the website. However, no website, email platform, analytics tool, or internet transmission is completely secure.
We may retain information for as long as needed to operate the website, provide requested services, maintain records, comply with legal obligations, resolve disputes, improve content, or protect the site.
If you unsubscribe from emails, your email provider may retain limited records to honour that unsubscribe request.
Budget Beyond is not intended for children under 13. We do not knowingly collect personal information from children under 13.
If you believe a child has provided personal information to Budget Beyond, contact us at hello@budgetbeyond.com so we can review the issue.
Budget Beyond may be accessed from different countries. If you access the website from outside the United States, your information may be processed in the United States or other locations where our service providers operate.
Privacy laws may differ depending on where you live. By using the website, you understand that information may be processed in locations outside your country or region.
Budget Beyond may update this Privacy Policy as the website grows, adds new tools, changes service providers, introduces email signup, adds affiliate partnerships, or updates site functionality.
When meaningful changes are made, the “Last updated” date may be changed.
If you have questions about this Privacy Policy or how Budget Beyond handles information, you can contact us at: