Disclaimer & Data Policy

BudgetBeyond is a data processing tool. It is not a financial advisor.

The results shown on this site are mathematical outputs based solely on the information you enter. They are provided for informational purposes only and do not constitute financial, legal, or investment advice.

The behavior shown by the calculators reflects simplified models. Real-world outcomes may differ due to factors not represented here, including changes in income, obligations, interest rates, or unexpected events.

The accuracy of any result depends entirely on the accuracy of the inputs provided. BudgetBeyond does not verify, correct, or interpret user data.

Data Handling & Privacy

BudgetBeyond does not store your financial inputs.

All calculations are performed locally in your browser. No financial data is transmitted to or saved on our servers. Once you leave the page, the entered data is discarded.

BudgetBeyond cannot view, collect, or sell your financial information because it is never received.